“interest”的概念、定义、翻译、参考文献-科学参考

interest

Mathematics

Effectively the price attached to the use of money belonging to someone else. It is expressed as a rate, usually as a percentage per year, though often how the interest is calculated can make an important difference. Simple interest calculations involve interest being paid on the whole principle for the whole term, so if £5000 is borrowed at 8% pa, and the finance is for 3 years, the buyer will pay 5000×8/100×3=£1200 in interest charges and will have to pay 6200 ÷ 36=£127.22 per month for 3 years. An interest‐bearing account will usually reinvest the interest (so the interest is added to the principal and subsequently interest will be paid on the larger amount), and this is known as compound interest.

Economics

Payment for a loan additional to repayment of the amount borrowed. The rate of interest is the extra payment per unit of the loan, typically calculated as an annual rate. An interest-bearing security yields interest to the holder; some interest-bearing loans are used as money. Interest payments are made by borrowers to lenders. Simple interest means that, where interest is not actually paid out but is added to the principal of a loan each period, the amount added is the same each period. Compound interest means that, again where interest is not paid out to the lender, the amount to be added to the loan each period is the same percentage of the debt already accumulated: compound interest thus includes interest on past interest. Interest rates can be found for loans of any duration, from those repayable on demand to perpetuities. Rates on loans of under five years are usually termed short-term rates, rates on loans from 5 to 15 years’ maturity as medium-term, and rates on loans for over 15 years as long-term rates; but usage is not uniform. Interest rates are commonly quoted in nominal terms. The real interest rate is the nominal interest rate for any period, corrected for the effects of inflation. See also compound interest; rate of interest; simple interest.

单词	interest
释义	interest Mathematics Effectively the price attached to the use of money belonging to someone else. It is expressed as a rate, usually as a percentage per year, though often how the interest is calculated can make an important difference. Simple interest calculations involve interest being paid on the whole principle for the whole term, so if £5000 is borrowed at 8% pa, and the finance is for 3 years, the buyer will pay 5000×8/100×3=£1200 in interest charges and will have to pay 6200 ÷ 36=£127.22 per month for 3 years. An interest‐bearing account will usually reinvest the interest (so the interest is added to the principal and subsequently interest will be paid on the larger amount), and this is known as compound interest. Economics Payment for a loan additional to repayment of the amount borrowed. The rate of interest is the extra payment per unit of the loan, typically calculated as an annual rate. An interest-bearing security yields interest to the holder; some interest-bearing loans are used as money. Interest payments are made by borrowers to lenders. Simple interest means that, where interest is not actually paid out but is added to the principal of a loan each period, the amount added is the same each period. Compound interest means that, again where interest is not paid out to the lender, the amount to be added to the loan each period is the same percentage of the debt already accumulated: compound interest thus includes interest on past interest. Interest rates can be found for loans of any duration, from those repayable on demand to perpetuities. Rates on loans of under five years are usually termed short-term rates, rates on loans from 5 to 15 years’ maturity as medium-term, and rates on loans for over 15 years as long-term rates; but usage is not uniform. Interest rates are commonly quoted in nominal terms. The real interest rate is the nominal interest rate for any period, corrected for the effects of inflation. See also compound interest; rate of interest; simple interest.
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