“securitization”的概念、定义、翻译、参考文献-科学参考

securitization

Geography

The practice of pooling various types of debt, such as mortgages, car loans, or credit card obligations and selling these together. This process of ‘increasing institutional and geographic dispersion of financial asset ownership, feeds the development of securities industry; an industry links issuers with investors, sellers with buyers, and offers services to address the information asymmetry and agency problems arising from securitization. Securities firms benefit from co-location’ (Wójcik (2011) J. Econ. Geog 11, 6, 925).

Economics

The packaging of several non-marketable assets, such as mortgage loans, into bundles which are marketable. Individual mortgages are not generally marketable because there is too much idiosyncratic risk in dealing with any one of them. A package of several similar mortgages reduces the riskiness, which allows the package to be marketed. The fact that mortgages are made marketable may enable them to be financed at lower interest rates.

单词	securitization
释义	securitization Geography The practice of pooling various types of debt, such as mortgages, car loans, or credit card obligations and selling these together. This process of ‘increasing institutional and geographic dispersion of financial asset ownership, feeds the development of securities industry; an industry links issuers with investors, sellers with buyers, and offers services to address the information asymmetry and agency problems arising from securitization. Securities firms benefit from co-location’ (Wójcik (2011) J. Econ. Geog 11, 6, 925). Economics The packaging of several non-marketable assets, such as mortgage loans, into bundles which are marketable. Individual mortgages are not generally marketable because there is too much idiosyncratic risk in dealing with any one of them. A package of several similar mortgages reduces the riskiness, which allows the package to be marketed. The fact that mortgages are made marketable may enable them to be financed at lower interest rates.
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