This is where a user receives an email purporting to be from a member of their family or a friend. It tells them they are in trouble; for example, that they are stranded in a foreign country and have lost their money. The email asks the recipient to send some money to help them. The email gives details of how the money is to be paid, either via a bank reference or via digital cash. The email is false, and the financial entity used usually belongs to the scammer.