请输入您要查询的字词:

 

单词 redlining
释义
redlining

Geography
  • Limiting or charging more for things such as banking, insurance, health care, or even supermarkets, to people who live in what are seen as high-risk districts. ‘The practice originated in the 1930s, when federal agencies encouraged lenders to rate neighbourhoods for mortgage risk. Since the 1960s, especially in the US, it has been associated with disinvestment, racial discrimination, and neighbourhood decline. It has always been viewed as a feature of the inner city. Historical evidence indicates that across Canada the first areas to be redlined were the less-desirable suburbs’ (Forrester (2003) Urb. Studs 40, 13 2661. Harris (2003) Canad. Geogr./Géogr. canad. 47, 3 argues that the suburban origin of redlining in Canada ‘perpetuated social class diversity in Canadian suburbs.’ Eisenhauer (2001) GeoJournal 53, 2 describes the location of out-of-town superstores as ‘supermarket redlining’.


Economics
  • Refusal by banks to make loans or by insurance companies to issue policies to individuals or firms in particular geographical areas. This was justified by banks as the result of bad experience with loans or policies in these areas. The practice was criticized as being a form of discrimination against ethnic groups concentrated in such areas. In the US redlining based on race, religion, gender, family status, disability, or ethnic origin was prohibited by the Fair Housing Act of 1968.


随便看

 

科学参考收录了60776条科技类词条,基本涵盖了常见科技类参考文献及英语词汇的翻译,是科学学习和研究的有利工具。

 

Copyright © 2000-2023 Sciref.net All Rights Reserved
京ICP备2021023879号 更新时间:2024/12/25 2:37:20