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高保低赔
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高保低赔
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payment less than sum insured
高保低赔
投保人按照新车购置价格投保机动车辆损失保险,而当被保险车辆发生整车被盗或全车损失时,保险人只按照车辆的重置价值进行赔偿的方式。
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