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金融排斥
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financial exclusion
金融排斥
由于正规金融体系所提供的金融产品和服务的普及程度、可获得性、可使用性、可负担程度较低等原因,致使一个国家或地区的金融需求者在获取和使用所在国家或地区和所属阶层正常生产和生活所需要的金融产品和服务的过程中遇到困难,无法以恰当的形式获得必要的金融服务的事实状态。
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