“adverse selection”的概念、定义、翻译、参考文献-科学参考

单词	adverse selection
释义	adverse selection Encyclopedia 经济学委托代理问题释 adverse selection逆向选择在信息不对称的条件下，市场交易中一方利用多于另一方的信息使自己受益而对方受损，进而导致理性的信息劣势方无法顺利做出买卖决策，伴随着市场价格扭曲与产品平均质量下降的现象。最终导致市场失去平衡供求、促成交易的作用，综合导致市场效率下降。与正向选择相对。
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