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信用评级
狭义的信用评级,指独立第三方信用评级中介机构对债务人如期足额偿还债务本息的能力和意愿进行评价,并用简单的评级符号表示其违约风险和损失的严重程度。广义的信用评级,是对评级对象履行相关合同和经济承诺的能力和意愿的总体评价。又称资信评级。
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对企业、金融机构、社会组织和个人履行各类经济承诺的能力及可信程度的评价。
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