“Compensatory balance”的概念、定义、翻译、参考文献-科学参考

单词	Compensatory balance
释义	Compensatory balance Encyclopedia 管理学补偿性余额释 Compensatory balance补偿性余额银行要求企业按借款限额或实际借用额的一定比例（一般为10%~20%）在低息或无息账户中保持的最低存款余额。属于银行降低贷款风险、补偿违约损失的一种方式。补偿性余额提高了借款的有效年利率，也使企业负担的实际借款成本比名义利率高。信用条件的重要内容之一。
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