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审贷分离制度
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审贷分离制度
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银行业监管法
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system of separating lending survey from loan review and loan origination
审贷分离制度
将贷款的调查评估、审查批准、贷款检查和清收等贷款流程分离成不同阶段,并将不同阶段的职责和权限分别划归不同部门和人员负责执行的贷款风险管理制度。
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