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医疗保险道德风险
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医疗保险道德风险
Encyclopedia
经济学
健康保险
释
medical insurance moral hazard
医疗保险道德风险
医疗报销补偿患者后,产生医疗卫生服务对于患者的价值小于医疗卫生服务真正价值的道德风险。即医疗保险补偿患者部分医疗卫生服务费用后,导致患者实际支付的医疗卫生服务价格降低,价格替代效应的作用导致患者反而增加更多的医疗卫生服务使用。
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